Whether civil (between individuals) or commercial (between businesses), civil debt enforcement proceedings are costly and subject to various uncertainties.
After obtaining an enforceable title, two measures can be implemented.
The first involves taking “provisional measures” aimed at preventing the debtor from organizing their insolvency to evade their creditor and the second involves the “forced collection” of the debt.
In both cases, it is essential to have accurate and up-to-date information about the debtor’s whereabouts, particularly their residence. Preliminary investigations are therefore necessary.
A bailiff having no authority in this regard, aside from verifying the presence of the debtor at their residence when serving a judgment, it is the role of the private investigator to carry out the necessary investigations.
In accordance with Article 621.1 of the French Code of Internal Security, which states: “A liberal profession that consists, for an individual, in gathering, even without disclosing their status or revealing the purpose of their mission, information or intelligence intended for third parties, with a view to defending their interests,” the private investigator, through their appropriate legal status, is therefore authorized to conduct civil investigations. These may involve locating a debtor’s contact details, assessing their solvency, or even identifying their assets.